We plan, the gods laugh ... but we laugh back

That's how it goes with us. Experience has been a good thing for us. When we realized that Mr. Financial Engineer was just an insurance salesman it became quite amusing to watch and listen as he tried to macro us into a million dollar whole life policy. We were amazed at how he managed to polish our financials so that we'd qualify. Qualify, like it was some big test that would prove we were worthy of the insurance company's trust. But our sales experience from our own business stood us in good stead so to speak. And after digesting his pitch, we fed it back to him in a $100,000 increment that fit our financial statement not his.